Successful entrepreneurs often have a common trait which could be used to describe them: Limitless Thinking When obstacles and challenges abound in business, you have two choices: Tell yourself that you can't Tell yourself that you will Philippians 4:13 "I can do all things through Christ who strengthens me" Do…
From Investopedia [https://www.investopedia.com] What is a 'Financial Plan' A financial plan is a comprehensive evaluation of an investor's current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Most individuals work in conjunction with a financial planner and use current…
Women in Business: How to plan for their unique differences Working with women in business for themselves, presents a unique set of circumstances when looking at legacy planning. As a man, obviously I see things through a different lens, however I am keenly aware that the genders each have their…
So often, I encounter someone that expresses a curious viewpoint when it comes to business planning. Whether it is that they are just starting out and don't see their endeavor becoming something worthy of the trouble or expense of the whole "planning thing", or someone that feels that they know…
By USA Today: In the world of retirement accounts, Roth IRAs are the favored child. What’s not to love about totally tax-free growth on your retirement savings? And if you ask a financial adviser about their disadvantages, the list is likely to be mighty short. Still, Mr. Roth isn’t always…
As an advisor for a number of State Agencies, Universities, and Corporations in the private sector, I hear a lot of questions relating to people not knowing what constitutes "Identity Theft". So I would like to first state that in my opinion, anything that relates to the fraudulent use of…
At the start of 2014, the frequency of the crime of Identity Theft was such that we were all 3 times more likely to have our identities stolen than we were to have a medical emergency. Now those statistics are pretty horrifying, especially when you consider the fact that we…
Identity Theft is indeed, a frightening problem that we all face today, and as we say around our office, it is much like computer viruses in that there was a time we could buy a computer without protection from it, and now that is no longer the case. We are…
Interesting question, Isn't it? Who has our credit file... The problem with answering that question, is there is not a simple answer that we want to hear, because the truth is a hard pill to swallow. To do this, I would like for us to look back in our more…
You would be surprised how many times people I meet say that they are “taken care of”, without even knowing what that means in today’s economy. How would someone know if they had everything together, if they did not constantly and consistently seek the advise of a professional that knows…